Kentucky Severe Storms, Straight-line Winds, Tornadoes, Landslides, and Mudslides

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More About This Disaster

The new Individual Assistance updates only apply to disasters declared on or after March 22, 2024. Read about the updates.

Help for Individuals and Families After a Disaster

If you have insurance, you should file a claim with your insurance company immediately. FEMA assistance cannot help with losses already covered by insurance. Learn more about the steps after applying for assistance.

Apply for Disaster Assistance

The fastest way to apply is through DisasterAssistance.gov. You can also apply through the FEMA mobile app or by calling the FEMA Helpline at 800-621-3362. If you use a video relay service, captioned telephone service, or other communication services, please provide FEMA the specific number assigned for that service.

Get Immediate Help

Find help with needs that FEMA is not authorized to provide. Check with your local emergency management officials. The FEMA Helpline (800-621-3362) may be able to provide additional referrals. If you use a video relay service, captioned telephone service, or other communication services, please provide FEMA the specific number assigned for that service.

I Applied for Assistance. What's Next?

After applying for assistance, your request is reviewed to determine if an inspection is needed to verify disaster-related damage to your home and personal property. FEMA staff and inspectors may contact you to discuss your disaster-caused damage.

FEMA may also request more information to support your eligibility for assistance or information related to your specific disaster-related needs identified in your application. If this is needed, you will receive a letter from FEMA outlining the information needed.

Review FEMA’s Decision

Once FEMA has reviewed your application, the results of the inspection and/or documentation submitted, you will get a letter explaining:

The letter will be sent to you by email or mail based on what you selected when you completed your application.

You may have received information about a U.S. Small Business Administration (SBA) disaster loan for additional unmet needs. For disasters declared before March 22, 2024, you may need to submit an SBA loan application before being considered for certain types of FEMA assistance. Learn more about SBA loans and how the SBA loan application process relates to FEMA disaster assistance.

Frequently Asked Questions and Rumors

Get answers to frequently asked questions about emergency shelters, disaster assistance, flood insurance and more. Learn more about common disaster-related rumors and the facts you need to jumpstart your recovery. Find information on identifying disaster fraud and how to report it.

Find a Housing Counselor

U.S. Department of Housing and Urban Development (HUD) provides support to a nationwide network of housing counseling agencies (HCAs) and certified counselors. HUD-participating HCAs are approved and trained to provide tools to current and prospective homeowners and renters so they can make responsible choices to address their housing needs considering their financial situations.

Multilingual Resources

You can find social media graphics with important safety messaging in various languages, including English, Chinese, Spanish and Vietnamese.